Staying in a foreign country can be enjoyable. However, you might encounter some challenges if you are going to stay for some time, such as weeks or months. Moving from one place to another may be difficult if you don't have a car. To be able to drive a car legally in the foreign country, you would need to get a permit. If you are visiting the United States for a short time, you can obtain car insurance for non residents to enable you drive around legally. Previously, only a few states required people to acquire insurance. Now, it is a requirement in almost all states.
Many factors will come in play when you want to obtain this kind of insurance. First, you will have to consider how long you will be in the US. You will first have to obtain an International Driving Permit before you can get insurance cover from any company.
It is illegal to drive without auto insurance. If you do not have insurance, you could face various penalties ranging from fines to loss of driving privileges. In case of an accident in which another person is injured, you could be forced to pay for the damages caused. A person may be injured or property may be destroyed due to your driving. Such incidences attract huge amounts of money in compensation claims.
Acquiring an International Driving permit is vital you can use it to drive in almost any country in the world without having to get a license in the country of destination. In addition, you will not be required to pass any tests in that country. You can use this permit for 12 months before it expires.
Once you have the necessary documents, you can get car insurance as a non resident through the car rental company that you would be dealing with to get a car for the period you will be in the US. Car insurance is compulsory for non-US residents who want to drive in the country even for a short while. In contrast, US citizens can take car insurance if they wish. In some countries, such as Mexico and Canada, the insurance cover you receive back in your home country can still be used in the US. Therefore, you do not need to take car insurance cover even if you are a non-resident.
Non residents from other countries must buy auto insurance policy from a US insurance company. If you give the insurance company a billing address in the US, you can obtain car insurance for non residents coverage for a term that does not reach one year. To get coverage for a lower rate, you may consider taking a traditional auto insurance policy if you intend to stay in the US for more than a month. If you get a good deal, you can even get a refund if you cancel your policy when you return home.
The process of obtaining car insurance as a non-resident is different from getting insurance for residents. However, it is simple as long as you have the international Driving permit or a US license. You should therefore arrange to get the IDP before you leave your home country. To ensure that you do not get an insurance cover that is too expensive, you need to request for quotes from different companies so that you can make a comparison.
You may consider the requirement to acquire car insurance as a non resident unnecessary but you would not think so when you are involved in an accident. You will be glad if you got the most affordable car insurance for non residents from the best company.