Find the Best Credit Repair Services in Dallas TX Get Back on Track | SmartGuy

Find the Best Credit Repair Services in Dallas TX Get Back on Track

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Are you searching for the Best Credit Repair Services in Dallas, Tx? Want to raise your credit score in Dallas?  We have endeavored to help you find the best one to meet your needs.  We examined how they help meet the needs of their clients.  What experience do they have?  How flexible are they and much more?  

Here is our choice…

SmartGuy® 2019 Best Credit Repair Service in Dallas, Texas, is…

Start Now Credit Repair
Tawana Spann
Dallas, Tx 36804
(941) 822-5256-5256

What actually is credit repair?

Consumer credit repair agencies must strictly adhere to the rules and regulations detailed by the 1996 Credit Repair Organizations Act or CROA.  Finding ones that do are like finding diamonds in the rough. Their goal is to help you clean your credit report of inaccurate reporting, and help you get on the right track. 

How does it work?

Credit repair consultants examine all your information with the various credit bureaus and your creditors to challenge the negative report information that can and does affect your credit score. 

They also work with you to ensure that your credit history is up-to-date, accurate, and accurately reflects your current information. 

They will contact the creditors for you, introducing paperwork that supports the disputed information. They will continue to work until the disputed information is removed from your credit report.

If, however, the information on your credit report is accurate, and if they are part of the UCES Protection program, they will continue to work with you to educate you about your options.

Where do I find my Credit Score?

You can get your credit score by requesting a credit report. If you have been turned down for a loan, you are entitled to a free credit report. Your Credit Repair consultant will help you to get a copy of your current report. Or, you apply for the report from one of the three national consumer reporting agencies, namely TransUnion, Experian, and Equifax. Many credit card companies now provide your credit score right on your monthly statement.

What should I look out for?

Please avoid Credit Repair companies that promise you that they can clean up your report even if it is 100% accurate. 

Do not ever work with a Credit Repair consultant who advises you to misrepresent your Social Security number in order to remove accurate negative information or to add false information on your credit report. 

More about Tawana Spann and Start Now Credit Repair

Start Now Credit Repair is an authorized Credit Repair company utilizing the United Credit Education Services (UCES) Protection Plan services. Its mission is to work toward raising customers' credit scores, removing negative information from their credit reports and educating them on how to enhance their overall financial well-being.

The UCES membership services are specific in the area of:

  • Credit Education to help build credit knowledge with their Credit Builder Program.
  • The importance of Credit Monitoring
  • Understanding and building a Debt-Free Payoff Plan
  • Understanding the Importance of Identity Protection
  • Provide Term Life Protection for their family
  • Create a Financial Roadmap to identify important contacts and pertinent financial information
  • Builds a Network Tracking Report
  • Establish a solid and consistent practice of savings
  • Design and develop your Will and Trust 
  • Institute a Family training program for the youth members.

For more information about Credit Repair, UCES or Start Now Credit Repair, contact Tawana Spann.

Best Credit Repair Services in Dallas