Find the Best Credit Repair Service in Alexandria VA Getting Back on Track | SmartGuy

Find the Best Credit Repair Service in Alexandria VA Getting Back on Track

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Are you looking for the Best Credit Repair in Alexandria, VA?  In addition to repairing credit, is credit counseling and education services also provided to the community of Alexandria? Does this Credit Repair company charge upfront fees?

With the goal in mind to find a company which meets your needs, we present to you:

SmartGuy® 2019 Best Credit Repair in Alexandria, Virginia, is:

Wise Choice Credit Repair
Sammy Samuel
Alexandria, VA 22060
(571) 257-4416 

Should I Get Credit Repair Counseling?

Filing bankruptcy is usually the first and only alternative people think they have. Credit counseling is one of the recommended alternatives to filing bankruptcy. Working with a Credit Repair counselor is worth time and money. 

Are you struggling to pay your monthly bills? Is making minimum payments on your credit cards, and or revolving accounts a challenge? Is setting up an emergency or rainy-day fund out of the question? You need credit repair counseling as a great option. 

Starting the Process

Credit Repair counseling offers you many options if you overwhelmed and out of options. People believe it is impossible to repair their credit, but there are ways to improve and restore your credit in a very short time.

Consider these four effective strategies:

1) Make Your payments on-time

Cash flow issues make this statement easier said than done. Nevertheless, this is one of the straightforward steps to raise your credit.  It is impossible to make timely payments, consider debt consolidation

2) Establish a Savings Plan 

Build up a savings or nest egg to help you when times are financially tight. No matter how small, the money can add up and be there when you need it.

3) Mistakes and Inaccuracies

Finding mistakes and inaccurate entries on your credit report are the start of improving your credit record. Reviewing your credit report is a straight-forward and easy method to improve your credit score quickly. Once every twelve months, you can order a free credit report. 

4) How about Credit Counseling?

Credit Counselors help you set goals for better money management. They also negotiate with creditors on your behalf. Because of their expertise, they can substantially reduce your outstanding balances. It is important to sign on with an experienced Credit Repair Counseling Agency.

How to handle inaccurate information? 

Contact the credit bureau in writing. Inform them which items are incorrect. They will review it. If they find there is a mistake, they will correct it. The mistake(s) will be erased from your report. It will instantly improve your credit score.  

If they do not remove the inaccurate item(s), continue to contact them until it is removed. 

More about Sammy Samuel and Wise Choice Credit Repair

Wise Credit will assist in removing negative information from credit reports and educating their customers to enhance their overall financial well-being.  Wise Credit has joined with UCES - United Credit Education Services. Their focus is to work toward raising customers’ credit scores. 

The educational services target the following areas:

  • Build credit knowledge with their Credit Builder Program
  • Importance of Credit Monitoring
  • Tradelines Available
  • Debt-Free Payoff Plan
  • Financial Education for Children
  • Identity Protection
  • Life Insurance
  • Financial Blueprint to identify Key contacts and important financial information
  • Network Tracking Report
  • Create Will and Trust and Power of Attorney
  • Savings Plan Available

Best Credit Repair Service in Alexandria