Find the Best Mortgage Brokers Brandon FL New Property near me | SmartGuy

Find the Best Mortgage Brokers Brandon FL New Property near me

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Are you looking to find the Best Mortgage Broker in Brandon, FL in 2019? While there are numerous mortgage brokers in the Brandon area, they all have their unique qualities and expertise. Here are some probing questions to answer in your search for a mortgage broker. "Do you specialize in a particular type of mortgage program?" "Do you provide free pre-qualification for a loan?" "How many lending sources do you have?" "How long have you been a mortgage broker?" "Do you have special programs for first-time homebuyers?" "Do you offer credit repair?" Having answers to these questions will help you qualify who is the best fit for your mortgage experience. For this reason, we have set out to assist you in choosing the best mortgage specialist to meet your needs. After careful consideration, here is our choice. 

SmartGuy® 2019 Best Mortgage Broker in Brandon, Florida is: 

Quick Quote Mortgage
Ines Perez
1067 E Brandon Blvd
Brandon, FL 33511
(813) 494-5753

Buying a home for the first time, and securing a mortgage is a very significant event. Refinancing your home or selling a home alerts you to changes in the various mortgage packages created since you purchased your first home. 

Here is a list of the various types of mortgages depending on your specific needs at the moment.

New House Buyer - Knowing how much house you can afford is critical and highly recommended, especially if you are a new home buyer. Meet with your Mortgage Broker to get pre-approved for a mortgage before you even begin your search. 

Reverse Mortgage - A reverse mortgage is perfect for homeowners aged 62 or older. They can borrow money based on their home equity and no longer have to deal with monthly payments.  You have a choice as the borrower to take the funds in one lump sum, line of credit, or via structured monthly payments.

Refinance and Renewal - There is nothing more complex or challenging than to get a “refi” or mortgage renewal. Even though it is challenging, it is entirely possible. Rising interest rates have made it a good deal tougher to borrow. Having the inside track on which lenders have the most flexible terms is why you need to turn to the best local mortgage broker for help.

Self-Employment Mortgage - Nothing is impossible. Yes, even if you are self-employed, you can get a mortgage. The Best Mortgage Broker will be an expert in working with you to find the best mortgage packages set up for the self-employed.

Conventional Loans - Conventional loans for as little as 10-years and as high as 30-years. Fixed, adjustable, and balloon terms are available.

FHA - Federally Insured Mortgages as a Third-Party Processor. Down payments as little as 3.5%. Less restrictive qualifying guidelines. Gifts permitted.

Jumbo - Jumbo loans for home mortgages beyond the standard maximum limit. Fixed, adjustable, and balloon terms available.

VA Loans - Veteran Administration loans provide our military personnel with 100% financing and competitive terms. 

Mortgage Brokers review your equity and work to obtain your personal home loan.

Personal/RRSP Loans - a bank issues a personal home loan that involves higher interest payments, which in turn create extra expenses. Investment and home loans should not be hard to get.

Home Equity Loan – With the right amount of home value, you can get a home equity loan. 

Your local Mortgage Broker can help you get access to money.  Your home equity loan is secured by the value in your home. It will be much easier to secure a loan.

Debt Consolidation - Do you need to dispose of high-interest debt? You can get a home equity loan based on the value of your home and use that for debt consolidation.  Your debt obligation will be lower because everything will be combined in a lower monthly payment with a lower interest charge. 

What Should You Look for in a Mortgage Broker? 

Here are five tips to help you choose a mortgage broker when buying your first home. 

• Know your credit score and history

• Ask about first-time homebuyer programs 

• Seek lenders who offer government-backed home loans

• Compare interest rates and more • Get pre-approved before house hunting

More about Ines Perez and Quick Quote Mortgage

Ines Perez has extensive financial and mortgage experience. 

Ines is confident that she can help you figure out ideal mortgage options that best meet your needs. Quick Quote Mortgage offers a variety of loan programs: conventional, FHA, Jumbo, Reverse, and VA. Quick Quote Mortgage services homebuyers in the Brandon community.

Best Mortgage Broker Brandon