Find the Best Credit Repair Services in Tampa FL Get Back on Track


Are you looking for the Best Credit Repair Services in Tampa, FL? Want to raise your credit score in Tampa?  We have set out to help you choose the best one to meet your needs.  We examined how do they help meet the needs of their customers.  What experience do they have?  How flexible are they and much more?  

We present to you a company whose goals and purpose fit your needs.

SmartGuy® 2019 Best Credit Repair Service in Tampa, Florida is

USF Credit
Lon Schultz
13539 North Florida Avenue Suite 1
Tampa, FL 33613
(813) 570-1414

What is credit repair?

Consumer credit repair agencies which abide by the rules and regulations detailed by the 1996 Credit Repair Organizations Act or CROA are diamonds in the rough. Their goal is to help you rid your credit report of inaccurate reporting, and help you get on the right track. 

How does it work?

Credit repair consultants work through your information with the credit bureaus and your creditors to challenge the negative report information that affects your credit score. 

They work with you to ensure your credit history is up-to-date, accurate, and honestly reflects your current finances. 

They will contact the creditors on your behalf introducing documents that support the disputed information. They will work until the disputed information is removed from your credit report.

If however, the information on your credit report is accurate, and if they are part of the UCES Protection program, they will continue to work with you to educate you about your options.

Where do I find my Credit Score?

You can find your credit score by requesting a credit report. If you have been turned down for a loan, you are entitled to a free credit report. Your Credit Repair consultant will help you get a copy of your latest report. Or, you apply for the report from one of the three national consumer reporting agencies, namely TransUnion, Experian, and Equifax.

What should I look out for?

Please stay away from Credit Repair companies that promise you they can clean up your report even if it is 100% accurate. 

Do not work with a Credit Repair consultant who advises you to misrepresent your Social Security number and wants to remove accurate negative information or to add false information on your credit report. 

More about Lon Schultz and USF Credit

USF Credit is an authorized Credit Repair company utilizing the United Credit Education Services (UCES) Protection Plan services. Its purpose is to work toward raising customers' credit scores, removing negative information from their credit reports and educate them to enhance their overall financial well-being.

The UCES membership services are specific in the area of:

  • Credit Education to help build credit knowledge with their Credit Builder Program.
  • The importance of Credit Monitoring
  • Understanding and building a Debt-Free Payoff Plan
  • Understanding the Importance of Identity Protection
  • Provide Term Life Protection for their family
  • Create a Financial Roadmap to identify important contacts and pertinent financial information
  • Builds a Network Tracking Report
  • Establish a solid and consistent practice of savings
  • Design and develop your Will and Trust 
  • Institute a Family training program for the youth members.

For more information about Credit Repair, UCES or USF Credit, contact Lon Schultz.

Best Credit Repair Services in Tampa