Find the Best Credit Card Processing Service in Tampa FL in 2019 Merchant Accounts near me


Are you searching to find the Best Credit Card Processing Service in Tampa FL? Looking for Merchant Accounts in Tampa FL? Be aware that not all credit card processing services are created equal. How do you determine which credit card processing companies are the best fit for your business? What services, other than a system to take customer credit/debit card purchase payments, of course, should I be looking for? What are their rates and fees for processing? Is accessibility as important or more important than a slightly lower credit card processing fee? These are all important questions. It is our mission to answer these questions for you to help you select the best credit card processing company to meet your needs. 

With this goal in mind, and after extensive research, we are pleased to announce our choice.

SmartGuy® Best Credit Card Processing Service in Tampa FL is:

Bruce Keiffer
Tampa FL USA, 33558
(813) 724-7712

When it comes to accepting credit cards as payment, small businesses are “damned if they do, and damned if they don’t” – as in, they stand to lose income no matter which decision they make. Since approximately 65% of people preferred a credit to any other type of payment, small businesses could miss out on sales if they refuse to accept credit cards altogether. 

So, what’s a business to do? By and large, most businesses – and even small ones – grin and bear it. Better yet, they build the cost of accepting credit into the retail price of everything they sell.

Cards Make Spending More Available

There are all kinds of reasons that people don't carry cash on hand. So, the revelation that there is seemingly endless research that shows it’s easier to spend money with a credit card than with cash, is not a surprise. The pain of paying is greatly diminished when handing over plastic instead of cash or a check, so customers spend more. Impulse spending is more prevalent when the credit card option is present and even increases in tips for those in the service industries, like cab drivers, waiters, etc.  Why? Simple: consumers are not tied to what is in their wallets at that moment.

What determines a great credit card processing service?

Our survey of member businesses has yielded the following answers to this question.

  • “Vault like” protection of customer data.  There have been numerous well-publicized stories of massive data breaches in recent years. Customers are worried regarding the security protection protocols relating to their personal data.
  • Your company must take the necessary steps to ensure the credit card processing service they select has a high level of security in place.
  • Access to the processor during YOUR business hours.
  • Sometimes a “declined” transaction can be resolved instantly with a simple phone call. A phone call is only possible if the credit card processing service is there to take that call.
  • Length of time in business.
  • Business owners want the assurance that the credit card processing service they select has been around and is stable and will continue to be so for years to come.

What is necessary for a business to accept Credit Cards?

To accept credit cards, you will need a merchant account and a credit card reader. The account makes accepting credit card payments possible. A credit card reader works with your Point Of Sale (POS) system so credit card sales are recorded. Typically, your credit card reader also accepts debit cards. 

How much will it cost my business to accept credit cards?

If you're looking for quick numbers, here you go: the average credit card processing cost for a retail business where cards are swiped is roughly 1.95% for American Express,  2% for Visa, Mastercard, and Discover transactions. The average cost for card-not-present businesses, such as online shops, is roughly 2.30% to 2.50%.

What you need to know about Bruce and Harbortouch

Harbortouch is a leading national supplier of point of sale (POS) systems, credit card processing equipment and a full range of merchant services. As one of the largest and most reputable payment processors in the United States, Harbortouch currently serves tens of thousands of businesses nationwide.

Consistently recognized as a leader in innovation, Harbortouch is a six-time Inc. 500/5000 honoree and has won numerous awards and accolades for its products and services. 

Harbortouch values each merchant it serves, realizing that exceptional customer service is just as important as competitive pricing and innovative products. Our award-winning customer support is handled entirely in-house and is available 24 hours a day, 7 days a week, completely free of charge to all of our merchants.

Find the Best Credit Card Processing Service in Tampa