Are you looking for the Best business insurance in Palm Beach Garden, FL in 2019?
Firms and Brokerages that offer business insurance come with a wide variety of expertise, experience, and products. Asking the right questions to help you find the right company for your needs is important. So here at SmartGuy.com, we put together some key questions and information to guide you through the process. Initial questions start with: Do areas of insurance do you specialize in? How long have you been in business in the area? Do you have a list of referrals that can be contacted? Are you licensed for all your products? Who are your leading carriers? Upon review and consideration, here's our choice:
SmartGuy® 2019 Best Business Insurance in Palm Beach Garden FL is:
Anchorage Insurance Solutions
300 Avenue of the Champions STE 220
Palm Beach Gardens FL USA, 33418
What is Business Commercial Insurance?
Most people are familiar with health insurance, auto insurance, and home insurance from the perspective of, "they have it." However, when you cross over into the world of business, business owners are presented with a whole basket of choices for commercial insurance. Here are a few of those choices:
Business Liability Insurance
Commonly known as commercial general business liability, it is crucial to the protection of your business. It is designed to protect you in case of a third party (anyone outside your company) law suite. This policy coverage can help cover the cost of legal fees, settlements, damages for which your business might be found liable and more. Some companies have specialized policies that cover "Errors and omissions," "employment practices," 'directors and officers liability," and "business identity theft."
Worker's Compensation Insurance
In most states, this insurance is mandatory if you have 3-5 employees or more. It serves to help pay for any medical care or partial wages in the event an employee is injured on the job. Many times this type of policy carries a death benefit that will compensate the employee's family if the employee dies from injuries on the job.
Business Auto Insurance
Designed to provide coverage for vehicles owned by the business. It would pay the costs you are liable for, up to your policy's limit, in the event an employee is in an accident and does damage to other vehicles or people.
Physical Property Insurance
Any homeowner who has insurance will be familiar with the property aspect of this type of insurance. It covers disasters like fire, theft, flood, building contents, inventory, etc.
Key Employee Insurance
This insurance is critical for many small businesses or organizations where a "key employee" is critical to the viability of the business. It is designed to compensate the business if this key person dies or is disabled.
If your business is at risk from significant losses or lawsuits, this policy can help provide coverage for amounts that exceed the standard policy coverages (like business liability).
Depending on the number of full-time employees a business has, it may not be required to provide group insurance. Still, you can purchase a group plan at a benefit to your employees. Normally the business covers all or a portion of the employee's premium for the insurance. You need to qualify as a business in your state to eligible for this type of insurance.
These are just a few of the type of insurance coverages that are available to business owners.
More about Anchorage Insurance Solutions:
In the Palm Beach Garden Florida area, you can turn to this leading insurance brokerage firm that specializes in providing innovative and cutting edge solutions for your business insurance needs. AIS wants you to feel like part of the family and strives to provide a personal approach to each client. When it comes to options, Anchorage Insurance Solutions is here to help you with products that cover:
COMMERCIAL PROPERTY & CASUALTY
LIFE & DISABILITY INSURANCE
The Team at Anchorage Insurance Solutions provide expertise in all the markets they serve, along with the ability to converse across multiple languages and write policies nationwide with numerous insurance carriers. They specialize in worker's compensation, business commercial insurance, professional liability, and employee benefits.
Contact one of the attentive staff for the best business insurance in Palm Beach Garden.