Looking for Insurance Services in San Diego CA?
First American Title provides the greatest value to consumers and business clients by providing a combination of top quality title insurance products, personalized customer service, and low title insurance rates.
You have the right to choose.
Most buyers don't know that you can choose which title company handles your purchase.
Often your realtor makes the selection for you, but you should know that not all title companies are the same, and which one you choose can make a difference in your purchase. Choose the most trusted name in title insurance, First American Title.
Title Officers, Searches & Insurance
The title company plays several roles in the home buying process. Title officers:
Supervise the Closing/Settlement Process: As a neutral party, the title company manages the documents and funds that change hands as part of the purchase or refinance
Conduct Title Searches: The officer checks public records of ownership, sometimes going back decades, for clear evidence that the seller has the right to sell the property and collect the entire payment.
Title Report: (sometimes called a Commitment to Insure) a summary of the results of the title search. They check for:
Additional Ownership Claims: Other parties who might have an ownership interest in the property
Mechanic´s Liens: Claims for payment filed when the current owner refused to pay a contractor´s bill
County/State Liens: For unpaid property taxes
Zoning Ordinances
Easements: The right to use another´s property for a specific purpose
Pending Legal Action or Judgments
Restrictive Covenants: Legal limitations on aspects of the property´s use, such as size, type or style of buildings allowed to be added to property
Hours of Operation
8:00 AM to 5 PM, Monday through Friday
Preferred method of contact
Business Phone, Mobile Phone, Other Phone, Personal Email
