Looking for Ogden, UT Bankruptcy Lawyer? There has been much doom and gloom written by Ogden Utah Bankruptcy Lawyers about the bankruptcy means test under the new laws and how much more difficult its going to be to file Chapter 7. Its true that there are more hoops to jump through under the new laws and its true that the bankruptcy means test will result in some people having to file chapter 13 instead of Chapter 7. However, for the vast majority of filers Chapter 7 is still available with very little extra effort! By law, all actions against a debtor must cease once the documents are filed. Creditors cannot initiate or continue any lawsuits, wage garnishees, or even telephone calls demanding payments. Secured creditors such as banks holding, for example, a lien on a car, will get the stay lifted if you cannot make payments. If you are in Ogden, UT and are looking for Bankruptcy Lawyer, please call (801) 784-3466.
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